Top 3 Cheapest Cars For Teens To Insure

As a teenager, it’s important to have some sort of transportation for yourself so you can get around from place to place without having to ask parents or friends for a ride. We all know that getting a high profile car that everyone will look at when you drive it down the road sounds like a lot of fun, but be careful when you select your car that you will be sitting in for the next five years. The choice you make when you shop for a car is one you’ll have to live with.

Car shopping tips for teenagers looking to get the best deal on auto insurance:

• Lose your ego: The best and cheapest cars to drive and insure are exactly what you think they are. The insurance companies get statistics of their policy holders and match their liability rating with the type of car they chose to insure. So if you go after the wrong car, you will pay a higher premium without the car insurance company bothering to check what kind of person you are. They base it on make and model alone. You may not want to drive a minivan. But you are far less likely to get into trouble if you drive one as opposed to a Chevy Camaro.
• Check value ratings: There is information available which tells you what a car’s value is against it’s sticker price. Value rating consists of the quality and existence of standard features, safety features, gas mileage and customer satisfaction. The humble opinion of this writer finds that Honda Motors produces some of the top rated cars when it comes to overall value.
• Bite the bullet: What do I mean by that? It means, you are already a driving risk in car insurance companies’ eyes. So although you may choose the perfect car to get cheap insurance for, your car insurance premium may be higher than you hoped.

Teenagers like to save on car insurance as much as everyone else, and going that extra mile to lower the overall expense of your new car is the goal. Getting car insurance for a new car can add up to hundreds and even thousands of dollars each year of ownership, so it is smart to study what the costs for car insurance will be.

Based on current statistics the top three cars to get cheap insurance for in the United States are:

3. 2010 Honda Odyssey

2. 2011 Dodge Grand Caravan

1. 2011 Honda – CRV

Article Source: sooperarticles.com/finance-articles/insurance-articles/top-3-cheapest-cars-teens-insure-659482.html

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*For further reading, please visit my web site for newsletters and in depth information. HelpInsure.me | Auto Insurance Quote ComparisonAuthor: Joel Paschall